On April 10th, Huize held the Darwin Please Answer and Darwin 9 New Product Launch Conference, officially announcing the 13th iteration of its Darwin series of major illness insurance. According to data disclosed by Huize, the Darwin series products have accumulated compensation of about 527 million yuan, with an average case compensation amount of 450000 yuan and the highest individual compensation amount of 1.275 million yuan.
The product manager of Darwin 9 stated at the press conference that, while maintaining its cost-effectiveness advantage, Darwin 9 has innovatively launched a breakthrough in non grouping of compensation for mild to moderate illnesses after critical illness, exempting the remaining premiums payable and providing additional compensation for already paid premiums after critical illness. The goal is to keep up with the evolving needs of young customers, strengthen their critical illness protection, and provide a sense of insurance purchase.
It is reported that as a popular critical illness product under Huize, the Darwin series of critical illness insurance has cumulatively underwritten over 310000 customers since its launch in 2018, with a coverage amount of over 100 billion yuan. Every Darwin critical illness insurance needs to go through multiple stages of refinement, including precise customer analysis, form design, reinsurance negotiations, selection of cooperative insurance companies, product technology research and development, and production implementation.