On December 28th, a reporter from China Securities News learned that Dehua Angu Life Insurance and Shuidi Insurance jointly released the "Yisheng Guardian" major disease insurance.
Compared with the serious illness insurance products available on the market, "Yisheng Guardian" is the first common internet long-term serious illness insurance in China that can be insured and compensated for past illnesses. It not only simplifies health notification and provides fast underwriting, but also extends the age of insurance to 70 years old, and can also cover chronic disease populations such as "three highs" and "three nodules".
The Special Report on the Sixth National Health Service Statistical Survey shows that the number of people with chronic diseases in China has exceeded 400 million. There are more than 140 million people with diabetes, more than 200 million people with hyperlipidemia, more than 270 million people with hypertension, and more than 100 million people with chronic obstructive pulmonary disease. The population of chronic patients is constantly expanding, but they often face the embarrassing situation of not being able to buy suitable products.
In response to this pain point, "Yisheng Guardian" critical illness insurance greatly simplifies health notification, and users only need to answer three questions to complete it. Ran Wei, the general manager of Shuidi Insurance, stated that Shuidi's mission is to use internet technology to promote the coverage and medical care of the general public, protect millions of families, and enhance the diversity of insurance products for the chronic disease population. This is one of the important directions for the company's future development. Shuidi Insurance relies on Shuidi Company to accumulate a large amount of rich datasets on insurance underwriting, disease claims, health services, etc. through internet insurance, major disease fundraising, medical and health services, which can provide more dimensional references for product design and better grasp risk control.
The relevant person in charge of Dehua Angu Health Insurance stated that based on market research big data and inquiries from customers and friends, the symptoms of "three highs" and nodules have become increasingly younger. With the continuous growth of the population with chronic diseases and nodules, more and more customers are being denied coverage by critical illness insurance. From the perspective of insurance returning to the source of protection, we believe that the logic of critical illness insurance needs to be further revised, and customers who were once defined as sub subject labels should also enjoy the right to protection. Dehua Angu Life Insurance always adheres to the core concept of "enjoying life and caring for the family". "Yisheng Guardian" is the first Yike critical illness. After the launch of Shuidi Insurance, critical illness insurance will enter the 2.0 era. Dehua Angu Life Insurance and Shuidi Insurance, as industry pioneers, will actively explore proactive risk management, allowing every customer to enjoy sufficient insurance protection and comprehensive health management services, We strive tirelessly to enhance the customer's life experience and maintain a healthy body.