首页 News 正文

Focusing on High Quality Services for Small and Micro Enterprises, LuJinSuo Holdings was awarded the "Excellent Case of Inclusive Finance"

胡胡胡美丽_ss
288 0 0

Recently, the parallel forum of the "2023 China Entrepreneurs Boao Forum" hosted by Economic Reference Daily - the 2023 China Financial Capital Forum - was held in Boao, Hainan. The forum is themed "Focusing on high-quality development and serving the real economy". NYSELU Holdings (06623. HK) was selected as an excellent case in the Excellent Series and was awarded the title of "Excellent Case in Inclusive Finance".
Upgrading high-quality services and accelerating the sinking of inclusive finance towards "small" scale
In the past decade, the breadth, depth, and quality of inclusive financial services have significantly improved. Recently, the Central Financial Work Conference proposed five major articles on "doing a good job in technology finance, green finance, inclusive finance, pension finance, and digital finance", which put forward new requirements for the high-quality development of inclusive finance.
In order to enable more small and micro enterprises to access the required inclusive financial services, Lujin Holdings is preparing to transition to a 100% guarantee model, obtaining sufficient credit lines from financing partners to support the 100% guarantee model for the remaining period of 2023 and the entire year of 2024. Its subsidiary Ping An Inclusive Financing Guarantee Co., Ltd., through the financing model, helps cooperative banks better achieve the "dare to lend and willing to lend" of small and micro loans, accelerating the sinking towards "small".
Not only that, Lujin Holdings also emphasizes the optimization of financing service structure, increases precise support for small and micro economically developed regions such as Guangdong, Jiangsu, Shandong, Zhejiang, and Hebei, and focuses on assisting small and micro enterprises in the manufacturing industry and industries related to national economy and people's livelihood. As of September 30th, Lujin Holdings has served approximately 20 million customers, with a loan balance of 366.3 billion yuan, and a new loan of 50.5 billion yuan in the third quarter.
In the face of rural revitalization, green finance and other fields, Lujin Holdings drives continuous social value innovation in ESG, injecting lasting vitality into the market. It is understood that the unique "finance+rural multidimensional revitalization model" created by Lujin Holdings has successfully implemented projects such as "finance+industry", "finance+women", "finance+culture", and "finance+dual carbon", effectively driving local people to increase production and income.
Innovation in digital capabilities to facilitate the transformation of inclusive finance towards "quality"
The success of inclusive finance cannot be achieved without the support of digital technology. With the help of information technologies such as big data, cloud computing, and the internet, Lujin Holdings fully leverages its capabilities and value in financial technology to provide distinctive and differentiated high-quality financial services for small and micro enterprises and the public, helping inclusive finance shift from incremental expansion to improving quality and efficiency.
As of September 30th, the AI intelligent loan solution "Xingyun" has served a total of 15.72 million customers, with customers receiving a total loan of 207 billion yuan. The average application process time has been reduced by 31%, and the number of breakpoints has improved by 50%. In the first three quarters of this year, the intelligent customer service platform has served a total of 6.2 million customers, with a solution rate of over 82%. Exclusive consulting services provided 1.48 million people, receiving 1255 recognition and praise from customers through banners, letters, and other means, with customer satisfaction exceeding 96%.
In order to further enhance the capacity and efficiency of inclusive finance, Lujin Holdings also focuses on strengthening risk control. Based on the "AI+expert" model, it integrates the experience and capabilities of artificial intelligence and risk control experts, achieving a balance between efficiency and accuracy in risk assessment. In addition, the first professional field artificial intelligence big language model "Wushi" has been launched, providing intelligent guidance and services for risk control personnel in areas such as business investigation and anti fraud, and safeguarding the innovation of inclusive financial products and services.
LuJinSuo Holdings stated that in the future, it will continue to adhere to the "Two Truths" development concept on the basis of upholding integrity and innovation, continuously expand the coverage of small and micro customers, focus on small and micro enterprise owners and individual businesses at the end of the industrial chain, and solidify the "True Small and Micro", so as to provide higher quality and more efficient financial services for the real economy.
It is reported that the 2023 Boao Forum for Chinese Entrepreneurs is jointly hosted by Xinhua News Agency, the People's Government of Hainan Province, the China Brand Building Promotion Association, and others. It is hosted by the Brand Work Office of Xinhua News Agency, Xinhua Net, and the Hainan Provincial Committee of the China Council for the Promotion of International Trade. The forum is titled "Focusing on New Quality Productivity and Enhancing New Development Momentum" and has set up a main forum, parallel forums, and more than ten rich and colorful characteristic activities.
CandyLake.com 系信息发布平台,仅提供信息存储空间服务。
声明:该文观点仅代表作者本人,本文不代表CandyLake.com立场,且不构成建议,请谨慎对待。
您需要登录后才可以回帖 登录 | 立即注册

本版积分规则

  •   知名做空机构香橼研究(Citron Research)周四(11月21日)在社交媒体平台X上发布消息称,该公司已决定做空“比特币大户”微策略(Microstrategy)这家公司,并认为该公司已经将自己变身成为一家比特币投资基金 ...
    caffycat
    昨天 11:18
    支持
    反对
    回复
    收藏
  •   每经AI快讯,11月20日,文远知行宣布旗下自动驾驶环卫车S6与无人扫路机S1分别在新加坡滨海湾海岸大道与滨海艺术中心正式投入运营。据介绍,这是新加坡首个商业化运营的自动驾驶环卫项目。 ...
    star8699
    3 天前
    支持
    反对
    回复
    收藏
  •   上证报中国证券网讯(记者王子霖)11月20日,斗鱼发布2024年第三季度未经审计的财务报告。本季度斗鱼依托丰富的游戏内容生态,充分发挥主播资源和新业务潜力,持续为用户提供高质量的直播内容及游戏服务,进一步 ...
    goodfriendboy
    3 天前
    支持
    反对
    回复
    收藏
  •   人民网北京11月22日电 (记者栗翘楚、任妍)2024广州车展,在新能源汽车占据“半壁江山”的同时,正加速向智能网联新能源汽车全面过渡,随着“端到端”成为新宠,智能驾驶解决方案成为本届广州车展各大车企竞 ...
    3233340
    昨天 17:06
    支持
    反对
    回复
    收藏
胡胡胡美丽_ss 注册会员
  • 粉丝

    0

  • 关注

    0

  • 主题

    34