首页 News 正文

Lujin Holdings achieved a revenue of 8.1 billion yuan in the third quarter and will acquire Ping An One Account Bank

王俊杰2017
236 0 0

On November 14th, Lujin Holdings (NYSE: LU; 06623. HK) released its financial report for the third quarter of 2023. Data shows that Lujin Holdings achieved operating revenue of approximately 8.1 billion yuan and net profit of 131 million yuan in the third quarter. As of September 30th, Lujin Holdings has served approximately 20 million customers, with an enabled loan balance of 366.3 billion yuan and a new loan of 50.5 billion yuan in the third quarter.
The financial report shows that stabilizing the quality of new loan assets and optimizing costs are the main reasons for Lujin Holdings to maintain profitability. In the third quarter, credit impairment losses decreased by 24.1% year-on-year, and total expenses in the third quarter decreased by 30.1% year-on-year.  
  It is reported that Ping An Inclusive Financing Guarantee Co., Ltd., a subsidiary of Lujin Holdings, continues to increase its guarantee ratio, and through the financing guarantee model, helps cooperative banks better achieve the "dare to lend and willing to lend" of small and micro loans. In the third quarter, the risk-taking ratio of new loans granted by Lujin Holdings (excluding consumer finance companies) increased from 21.7% in the same period last year to 54.3%.
On the day of the financial report release, Lujin Holdings also announced that it would acquire 100% of the shares of Ping An One Account Bank. The announcement shows that Ping An One Account Bank is the first virtual bank in Hong Kong to focus on providing flexible and efficient banking services for small and medium-sized enterprises.  
Market participants believe that acquiring Ping An One Account Bank is an important step for Lujin Holdings to expand into the international market. Lujinsuo Holdings has over 18 years of experience in digital small and micro financing services. Based on its understanding of the Hong Kong market, Lujinsuo can leverage its virtual banking license to create innovative digital banking services, use financial technology to support inclusive finance in Hong Kong, serve the development of Hong Kong's real economy, and promote the construction of the Hong Kong International Financial Center.
CandyLake.com 系信息发布平台,仅提供信息存储空间服务。
声明:该文观点仅代表作者本人,本文不代表CandyLake.com立场,且不构成建议,请谨慎对待。
您需要登录后才可以回帖 登录 | 立即注册

本版积分规则

  •   苹果知名分析师郭明錤周四(10月31日)在社交媒体上发文表示,苹果明年可能会减少对芯片制造商博通Wi-Fi芯片的依赖,并推出自己的处理器。   郭明錤在社交媒体平台X上写道,“在2025年下半年的新产品(例如iPh ...
    uturn
    昨天 14:42
    支持
    反对
    回复
    收藏
  •   10月30日,小鹏汽车生态企业小鹏汇天宣布,旗下分体式飞行汽车“陆地航母”即将亮相2024中国航展,11月12日将在中国航展第二展区(斗门莲洲)进行全球首次公开飞行,同时“陆地航母”也将在珠海国际航展中心8号 ...
    yxtianyouyou
    前天 11:43
    支持
    反对
    回复
    收藏
  •   交易所监管文件显示,当地时间11月1日,亚马逊创始人杰夫·贝索斯拟出售约1635万股亚马逊股票,预计套现约30.5亿美元。今年7月,贝索斯已申请额外出售约2500万股亚马逊股票,按当时股价计算可套现约50亿美元。 ...
    blueskybb
    13 小时前
    支持
    反对
    回复
    收藏
  •   近日,凯撒海湾目的地(山东)运营管理有限责任公司(简称“凯撒海湾”)与携程旅悦集团签署战略合作协议,双方将围绕“海上目的地运营”、“旅游产品与服务创新”、“研学旅行”、“日韩及海外旅游市场开拓”等 ...
    llyyy2008
    11 小时前
    支持
    反对
    回复
    收藏
王俊杰2017 注册会员
  • 粉丝

    0

  • 关注

    0

  • 主题

    28